Mr.Bennett served on the Executive Management teams of various banks going back until 1976. This banking background includes management responsibilities covering all the operational, HR, compliance and accounting areas of banks including the data processing functions. At this time, he serves as the Chief Operating Officer of Horizon Bank in Austin, TX.  During his tenure, the institution has grown from around $10 million to over $600 million in assets.

Mr.Bennett has played a key role in the development of many innovations for the banking industry over the years. He has been a member of senior management of financial institutions for over 30 years, focusing in the operations, technology and accounting divisions. He is also an expert in the Cash Management and ACH services and has achieved the AAP (Accredited ACH Professional) designation from NACHA. Regulations and compliance issues for the operations and technology aspects of the industry are well understood and another key area of specialization.  He also owns Pivotal Financial Resources which has offered ACH, IT and BSA audit services to many community banks.  The company also provides other operational consulting, training and speaker services for the banking industry.

He has served on many technology and operations committees in the banking community and has been an instructor for banking courses. A trademark of his past efforts has been the use of cost effective and new technologies to improve service, efficiencies or bring new leading-edge products to the institutions. Some of the technology related projects included recommending and installing top-notch in-house data processing systems, and implementing some of the first voice response, bill payment, check imaging and Internet banking systems in the state of Texas. He also was a key player with the design, development, installation, management and promotion of several major Internet Banking and fraud detection systems.

Mr.Bennett received his BBA degree from the University of Texas at Austin in 1975 and also has an Associate of Science in Banking degree from Austin Community College. He formed the consulting company of Pivotal Financial Resources that specializes in improving and/or reviewing back-office operations, customized training programs for operational areas and evaluating technology issues for financial institutions.  He also founded Vigilance Financial System, LLC which developed the FraudSWEEP fraud detection system that he sold in 2007.